If you are applying for a UK visa from Bangladesh, whether for study, tourism, family visit, or business, you may be asked for an asset valuation certificate. It is not always listed as a mandatory requirement, but in practice, many applicants find that embassies and visa officers expect to see proof of financial solvency beyond just bank statements.
Let’s break it down so you know exactly what asset valuation for UK visa is, when it is needed, and how to get it done properly in Bangladesh.
What Is an Asset Valuation for UK Visa?
In simple terms, an asset valuation is a certified report prepared by a practicing Chartered Accountant (CA) in Bangladesh who is registered with the Institute of Chartered Accountants of Bangladesh (ICAB).
The report lists your assets, their verified values, and supporting documents. Its purpose is to reassure the UK authorities that you, or your financial sponsor, have the resources to cover tuition, living expenses, or travel costs while in the UK.
Unlike business asset valuation for corporate purposes, this one is focused on personal and family assets. If you run a sole proprietorship, your business assets may also be included since they are treated as personal property.
When Do You Need It?
Students
UK universities and the UK Visas and Immigration (UKVI) office want proof you can afford tuition and living expenses. Alongside maintenance fund requirements such as bank statements, an asset valuation strengthens your case by showing long-term family wealth.
Tourists and Visitors
Visitor visa applicants must prove they will not overstay. Showing stable income and significant assets gives the UK embassy confidence that you will return to Bangladesh after your visit.
Family Visa Applicants
If you are applying to join a spouse, parent, or relative in the UK, the valuation can demonstrate your sponsor’s financial capability.
Business Travelers
For short business visits, a valuation report helps establish that you or your company have the financial standing to support the trip.
Why Work Directly with a Chartered Accountancy Firm?
Many applicants make the mistake of going through education consultancies or travel agencies. Some of these agencies prepare fake or inflated reports not issued by Chartered Accountants that get flagged when embassy communicates with the CA firm.
Working directly with a practicing CA firm ensures authenticity and peace of mind. If the UK embassy emails the CA firm for confirmation, the reply will be straightforward and positive.
We can connect you with trusted CA firms for authentic, affordable asset valuations. Submit your documents and collect your certificate with confidence. Contact us at assetvaluationbd@gmail.com or 01754257226 (whatsapp and phone).
What Does the Report Include?
A UK visa asset valuation report typically covers:
- Land, flats, or houses
- Bank balances and cash in hand
- Fixed deposits, savings certificates, bonds, shares
- Vehicles
- Sole proprietorship business assets
- Annual income of the applicant or sponsor
Each item is backed by legal and financial documents, and the CA verifies them before including them in the report.
Documents Required
To prepare an asset valuation for UK visa, you will generally need:
- NID, TIN, and photographs of applicant or sponsor
- Bank statements (last 6 months)
- Deeds and mutation records for land or real estate
- FDR, DPS, savings certificates, share or bond documents
- Business trade license and tax returns if applicable
How the UK Embassy Verifies the Report?
This part is crucial. The UK embassy often verifies whether the report is genuine. They may email the CA firm directly, using the official contact listed in the ICAB directory.
If the report was not prepared by a legitimate CA firm, or if the values are suspiciously inflated, your visa can be rejected. In some cases, applicants have even been blacklisted.
That is why it is essential to work only with a practicing CA firm instead of unregulated agencies.
Step-by-Step: How to Get an Asset Valuation Certificate
- Contact a licensed CA firm listed in the ICAB directory
- Submit supporting documents such as bank statements and land deeds
- CA verifies documents and inspects if necessary
- Report is prepared in the proper format
- Collect the certificate in sealed physical form or as a scanned PDF
We can help you connect with trusted CA firms for authentic and affordable asset valuations. Submit your documents and collect your certificate with confidence. Contact us at assetvaluationbd@gmail.com or 01754257226 (whatsapp and phone).
Online vs. Physical Proces
Some parts can be handled online. For example:
- Bank statements can be sent directly from the bank’s official email
- Land records can sometimes be checked through government portals
But a fully online valuation without any verification is not accepted by the UK embassy. A CA must still review and sign the documents before issuing the certificate.
Common Mistakes to Avoid
- Submitting outdated bank statements
- Inflating property values without proper market basis
- Using unverifiable or fake documents
- Relying on education consultants or travel agents instead of licensed CA firms
Cost and Timeframe
The cost depends on the volume and complexity of assets:
- Simple case such as bank accounts and one property usually costs around 10,000 BDT
- Complex case involving multiple properties, FDRs, and business assets may go up to 20,000 BDT or more
The usual timeframe is 2 to 3 working days after you have submitted all documents.
If you need help, reach us at assetvaluationbd@gmail.com or 01754257226 (whatsapp and phone)
Final Thoughts
An asset valuation report for UK visa in Bangladesh is not just paperwork. It is part of showing your financial credibility. For students, it proves your sponsor can fund your education. For visitors, it reassures the embassy that you will return.